Solventum helps you prepare for the unexpected by providing eligible employees with life Insurance and accidental death and dismemberment (AD&D) insurance. These benefits can help support you and your loved ones in the event of a death or serious accident.
Visit the Securian Financial educational microsite to learn about your life insurance benefits at Securian.com/solventum-insurance.
Eligibility
Eligible employees are automatically enrolled.
Cost
Paid 100% by Solventum.
Coverage amounts1
1x your annual pay or $50,000
Maximum coverage
$1,000,000
1. If your annual pay is less than $50,000 and you elect $50,000, you will pay the difference between the 1x pay and $50,000 option through convenient payroll deductions.
Eligibility
Eligible employees may elect to purchase additional coverage.
Cost
Employee-paid with after tax dollars. Rates are based on your age, annual salary and tobacco status.
Coverage amounts and maximums
You may elect from 1x to 10x your annual salary.
For 2026, the compensation limit for annual pay is $350,0001.
For 2027, the compensation limit for annual pay is $360,0001.
Notes
Evidence of Insurability (EOI) may be required for new elections or coverage increases.
Premium rates increase with age and/or salary changes and are subject to change. To qualify for tobacco-free premiums, you must certify during enrollment whether you have used tobacco within the last 12 months.
1. Figure is indexed annually.
Eligibility
Eligible employees may choose employee-only or family coverage.
Cost
Employee-paid with after-tax dollars. Rates are based on your annual salary and who you choose to cover.
Coverage amounts and maximums
Notes
All coverage is guaranteed — EOI is not required.
If your spouse/domestic partner or child is eligible for coverage as a Solventum employee, they cannot also be covered as your dependent under this plan.
Eligible children can only be covered under one Solventum employee’s Optional AD&D coverage. Therefore, if both parents work for Solventum, only one parent can cover their children on this plan.
1. Figure is indexed annually.
Eligibility
Eligible employees may choose to purchase life insurance coverage for their spouse/domestic partner.
Cost
Employee-paid with after-tax dollars. Rates are based on the age of your spouse/domestic partner.
Coverage amounts
$25,000, $50,000, $75,000, $100,000, $200,000 or $250,000
Notes
EOI may be required for new elections or increases.
Premium rates increase with age and are subject to change.
If your spouse/domestic partner is eligible for coverage as a Solventum employee, they cannot also be covered as your dependent under this plan.
Eligibility
Eligible employees may choose to purchase life insurance for their children up to age 26.
Cost
Employee-paid with after-tax dollars.
Coverage amounts
$10,000 or $20,000
Maximum coverage
All coverage is guaranteed — EOI is not required. Must have an eligible child on file to enroll in this coverage.
Notes
If your child is eligible for coverage as a Solventum employee, they cannot also be covered as your dependent under this plan.
Eligible children can only be covered under one Solventum employee’s Child Life coverage. Therefore, if both parents work for Solventum, only one parent can cover their children on this plan.
What is AD&D insurance?
AD&D insurance provides additional benefits that help protect you and your family from the unforeseen financial hardship of a serious accident that causes death or dismemberment.
Beneficiaries
Naming a beneficiary helps ensure your life and AD&D insurance benefits are paid according to your wishes. You can easily add or update a beneficiary by visiting your profile on the Solventum Benefits Center website.
Important information for employees on STD or LTD
There is an “actively at work” provision in our Life and AD&D policy, which means if an employee is on medical leave, they are not eligible to increase their current amount of Life or AD&D insurance. Employees on medical leave electing to increase their coverage between Annual Enrollment and year end will have their coverage reverted to their current coverage. When an employee returns to work, they have the opportunity to increase their coverage at that time.