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Financial well-being

Disability benefits

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Understanding disability benefits

Disability coverage helps protect part of your income if an illness, injury or pregnancy keeps you from working. Solventum provides eligible employees with Short-Term and Long-Term Disability coverage at no cost to you.

Featured resource: Understanding your leave benefits

Disability and leave benefits can work together in different ways depending on your situation. Use Solventum’s Leave Guide to see sample scenarios that show how Short-Term Disability, FMLA, paid parental leave, paid time off and state leave programs may apply when you need time away.

View the Leave Guide

Overview of disability coverage

Short-Term Disability (STD)

Short-Term Disability can provide income replacement if you are unable to work because of your own illness, injury or pregnancy. STD benefits are administered by Sedgwick.

STD generally includes:

  • An elimination period of seven consecutive calendar days before STD benefits begin
  • 100% of base pay for up to seven weeks after the elimination period
  • 60% of base pay for up to 18 additional weeks
  • Up to 26 weeks of STD benefits per occurrence, if approved

If you are hospitalized and the elimination period is waived, STD benefits may begin on the day of hospital admission. In that case, you may receive 100% of base pay for up to 8 weeks, followed by 60% of base pay for up to 18 additional weeks, if approved.

If your absence is expected to last more than 7 consecutive calendar days, contact the Solventum Disability and Leave Service Center to start a claim.

Get started

To start a disability or leave claim, contact the Solventum Disability and Leave Service Center:

Workplace accommodations

If you need a workplace accommodation, contact the Solventum Disability and Leave Service Center and they can help guide you through the process for ADA accommodation requests.

Long-Term Disability (LTD)

Long-Term Disability can provide income replacement if you remain unable to work after Short-Term Disability ends and your LTD claim is approved. For original dates of disability on or after January 1, 2026, LTD benefits are administered by Prudential.

You may also have the option to elect voluntary LTD buy-up coverage for added protection.

For questions about Long-Term Disability, contact Prudential at 844-345-4778 or visit mybenefits.prudential.com.

What happens to your benefits while on Long-Term Disability?

If you are approved for Long-Term Disability, some Solventum benefits may continue, some may end and some may require direct billing or other action. Review the LTD page to understand how medical, dental, vision, life insurance, voluntary benefits, retirement benefits and spending accounts may be affected.

This chart explains how LTD benefits are calculated, when they may begin and how long they may last.

Feature

Basic LTD

Voluntary LTD buy-up

Benefit amount

60% of monthly earnings

67% of monthly earnings

Maximum

$15,000

$25,000

When benefits may begin

After you exhaust Solventum Short-Term Disability (STD) benefits and your LTD claim is approved

After you exhaust Solventum Short-Term Disability (STD) benefits and your LTD claim is approved

Maximum benefit duration

Based on your age when disability begins. See chart below.

Based on your age when disability begins. See chart below.

The age you become disabled determines how long your benefits last.

Under age 61
To age 65, but not less than 60 months

Age 61 – 64
60 months

Age 65 – 68
To age 70, but not less than 12 months

Age 69 and over
12 months

Helpful resources

Use these resources to learn more about how disability benefits work and what steps to take if you need time away from work:

To view the Short-Term Disability or Long-Term Disability Summary Plan Descriptions, visit the Solventum Benefits Center.