Solventum helps you make the most of the money you already spend taking care of yourself and your family with access to several tax-advantaged accounts. Your account options vary depending on the type of expense and your benefit elections.
Learn where you can save
HSA/Health Care FSA: 2026
Solventum offers eligible employees access to a Health Savings Account (HSA) and a Health Care Flexible Spending Account (FSA), both of which allow you to use pre-tax money to pay for eligible expenses like prescriptions, doctor visits, sunscreen, baby care items and more.
Use the chart to see how each account works to make the best decision for you:
Health Savings Account (HSA) through Fidelity
Health Care Flexible Spending Account (FSA) through HealthEquity
What is covered?
You and your family members’ eligible medical, prescription drug, dental and vision expenses
You and your family members’ eligible medical, prescription drug, dental and vision expenses incurred Jan. 1-Dec. 31, 2026
Who is eligible?
Employees enrolled in the Choice Advantage or Prime Advantage Plans1
Employees enrolled in a Solventum medical plan2
How much can I contribute?3
Minimum: $300 Maximum:
$4,400 employee-only coverage
$8,750 all other coverage levels3
Employees age 55 or older can contribute an additional $1,000 per year.
Minimum: $300
Maximum: $3,300
How much does Solventum contribute?
$600 for employee-only coverage
$1,200 for all other coverage levels Prorated for employees hired after Jan. 1, 2026.
None
What happens with unused funds?
Carryover to next year
Forfeited
Can I make changes to my contribution amount?
Yes. You can modify your contribution at any time.
No. You can only stop, start or change your contribution if you experience a Qualifying Status Change event
1. Must not be claimed as a dependent on someone else’s tax return; covered by a spouse’s Health Care FSA; or covered by any other non-qualified medical plan, including Medicare A, Medicare B or Tri-Care. 2. Employees enrolled in an Advantage Plan may contribute only if they are not eligible for an HSA. 3. The contributions by the company count toward the annual contribution limit. If your spouse contributes to an HSA at their employer, it counts toward your household total.
Why consider an HSA?
With an HSA, you own the account and keep the balance, even if you change plans or leave Solventum. You can use the account for eligible healthcare expenses now or save it for future needs. HSAs also offer a triple tax advantage: contributions go in tax-free, withdrawals for eligible expenses are tax-free and investment earnings grow tax-free.
Important reminder for FSAs
Remember, FSAs are “use it or lose it” accounts. You must incur eligible expenses by the end of the year and submit reimbursement claims by the applicable deadline.
Solventum helps fund your HSA
If you enroll in the Choice Advantage or Prime Advantage Plan and are eligible for an HSA, Solventum contributes up to $600 for employee-only coverage or $1,200 for all other coverage levels. This amount is prorated (reduced) for employees hired after January 1. You can use these funds for eligible expenses now or save them for future healthcare needs.
HSA/Health Care FSA: 2027
Solventum offers eligible employees access to a Health Savings Account (HSA) and a Health Care Flexible Spending Account (FSA), both of which allow you to use pre-tax money to pay for eligible expenses like prescriptions, doctor visits, sunscreen, baby care items and more.
Use the chart to see how each account works to make the best decision for you:
Health Savings Account (HSA) through Fidelity
Health Care Flexible Spending Account (FSA) through HealthEquity
What is covered?
You and your family members’ eligible medical, prescription drug, dental and vision expenses
You and your family members’ eligible medical, prescription drug, dental and vision expenses incurred Jan. 1-Dec. 31, 2027
Who is eligible?
Employees enrolled in the Choice Advantage or Prime Advantage Plans1
Employees enrolled in a Solventum medical plan2
How much can I contribute?3
Minimum: $300 Maximum:
$4,500 employee-only coverage
$9,000 all other coverage levels3
Employees age 55 or older can contribute an additional $1,000 per year.
Minimum: $300
Maximum: $3,400
How much does Solventum contribute?
$600 for employee-only coverage
$1,200 for all other coverage levels Prorated for employees hired after Jan. 1, 2027.
None
What happens with unused funds?
Carryover to next year
Forfeited
Can I make changes to my contribution amount?
Yes. You can modify your contribution at any time.
No. You can only stop, start or change your contribution if you experience a Qualifying Status Change event
1. Must not be claimed as a dependent on someone else’s tax return; covered by a spouse’s Health Care FSA; or covered by any other non-qualified medical plan, including Medicare A, Medicare B or Tri-Care. 2. Employees enrolled in an Advantage Plan may contribute only if they are not eligible for an HSA. 3. The contributions by the company count toward the annual contribution limit. If your spouse contributes to an HSA at their employer, it counts toward your household total.
Why consider an HSA?
With an HSA, you own the account and keep the balance, even if you change plans or leave Solventum. You can use the account for eligible healthcare expenses now or save it for future needs. HSAs also offer a triple tax advantage: contributions go in tax-free, withdrawals for eligible expenses are tax-free and investment earnings grow tax-free.
Important reminder for FSAs
Remember, FSAs are “use it or lose it” accounts. You must incur eligible expenses by the end of the year and submit reimbursement claims by the applicable deadline.
Solventum helps fund your HSA
If you enroll in the Choice Advantage or Prime Advantage Plan and are eligible for an HSA, Solventum contributes up to $600 for employee-only coverage or $1,200 for all other coverage levels. This amount is prorated (reduced) for employees hired after January 1. You can use these funds for eligible expenses now or save them for future healthcare needs.
Dependent care savings: 2026
A Dependent Care FSA can help you save money on daycare services for your dependents while you work. You can use pre-tax dollars for eligible expenses like daycare, preschool, summer day camp and care for a disabled spouse or adult dependent. Use the chart below to see how the Dependent Care FSA works.
Dependent Care FSA through HealthEquity
What is covered?
Eligible child and/or adult day care expenses incurred Jan. 1 – Dec. 31, 2026.
Who is eligible?
All employees
How much can I contribute?
Minimum: $300 Maximum: $7,500 per household1
How much does Solventum contribute?
None
What happens with unused funds?
Forfeited
Can I make changes to my contribution amount?
No. You can only stop, start or change your contribution if you experience a Qualifying Status Change event.
1. Please note if your annual compensation exceeds $160,000 for 2025, a lower maximum limit will be applied due to regulatory requirements. Use the information below to understand what is covered and how the account can help you save.
A Dependent Care FSA can help you save money on daycare services for your dependents while you work. You can use pre-tax dollars for eligible expenses like daycare, preschool, summer day camp and care for a disabled spouse or adult dependent. Use the chart below to see how the Dependent Care FSA works.
Dependent Care FSA through HealthEquity
What is covered?
Eligible child and/or adult day care expenses incurred Jan. 1 – Dec. 31, 2027.
Who is eligible?
All employees
How much can I contribute?
Minimum: $300 Maximum: $7,500 per household1
How much does Solventum contribute?
None
What happens with unused funds?
Forfeited
Can I make changes to my contribution amount?
No. You can only stop, start or change your contribution if you experience a Qualifying Status Change event.
1. Please note if your annual compensation exceeds $160,000 for 2026, a lower maximum limit will be applied due to regulatory requirements. Use the information below to understand what is covered and how the account can help you save.
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